Sunday, October 16, 2011

Renters Liability Insurance - The Secret of Happy Renters


Have you ever experienced losing all your personal belongings due to the destruction of your home and its contents? Surprised the damages weren't covered by your insurance policy? The problem is you don't have the right kind of insurance. I know exactly what you must be feeling right now. This same disaster struck me and my family in the past.

A few years back a hurricane struck my hometown. The house I was renting was totaled and almost all of our personal belongings destroyed along with it. Only then did we found out our insurance did not cover damage personal belongings. Imagine losing everything you have worked so hard for over the years. You see, I understand what you are going through. This is why I have decided to share with you the secret of happy renters by writing this short yet informative article.

Do you want to know the secret that so many families are already benefiting from?

The secret is this: Renters Liability Insurance.

This insurance policy will cover all of your personal belongings, so that you get compensated for your loss of these in case of unforeseen disasters. These disasters include, but are not limited to damage due to fire, vandalism, natural disasters, and even theft.

You may have been unprepared for these unfortunate events in the past...but no more!

For your information, here are a few other facts about Renter's Insurance:

1. There are three kinds of coverage included in this insurance: (1) personal property coverage, (2) additional living expenses coverage, and (3) personal liability coverage.

2. Landlord's insurance only covers damage to the place you live in, so you still need Renter's insurance for your personal belongings.

Warning: Be sure that the insurance policy you get will be enough to cover all of your personal belongings. You may have to get several policies if you own expensive items such as jewelry.




The problem is: You don't know all the other reasons why you need this kind of insurance.

You can read this website for more information about Renters Liability Insurance.

Also, you can check out this resource for tips on how choosing the right Renters Insurance Inventory.




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